Kontrak Pembiayaan Murabahah Serta Aplikasinya dalam Masyarakat Ditinjau dari Perspektif Fiqh Muamalah Maliyah

Arpizal Arpizal, Sri Sudiarti, Asmaul Husna

Abstract


The implementation of Islamic economics has recently been increasingly recognized by various layers of society, coupled with the presence of the Indonesian Islamic Bank (BSI) which strengthens Islamic values. The implementation of sharia economics is an alternative that can be chosen by people who want every muamalah that is carried out free from elements that are prohibited by Islamic law. Muslims in Indonesia are increasingly aware that the element of muamalah, especially in the economic field, must be based on Islamic law so that every transaction or act gets the pleasure of Allah swt and acts of worship. Such as murabahah contracts, including the most widely used by Muslim communities in Indonesia. The contract is widely used in Islamic banking to transact with its customers. However, outside of Islamic banking, there are also individuals who apply murabahah contracts, although the numbers are small. Implementation by sharia banking and individual communities must remain in accordance with the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI). The DSN-MUI fatwa has explained the terms and pillars of each.

Keywords:   Akad, Murabahah, Application, Fiqh Mualamah Maliyah


Full Text:

PDF

References


Abdullah Saeed. (2003). Bank Islam dan Bunga, Studi Kritis dan Interprestasi Kontemporer tentang Riba dan Bunga. Yogyakarta: Pustaka Pelajar

Adiwarman karim. (2011). Bank Islam Analisis Fiqih dan Keuangan. Jakarta: PT Raja Grafindo Persada.

Ali Ahmad Salsu. (2009). Muamalat al-bunuk al-Haditsah fi Dhoauil Islam, Dar al-Haramain, Dhoha.

Al-Sayyid Sabiq. (2003). Fiqh Al-Sunnah, jilid 3, Beirut: Dar Al-Fikr.

Abdullah Ibn Ahmad Ibn Qudamah. (1979). Mughni wa Syarh Kabir. Beirut: Darul-Fikr.

Harisman. (2006). Kamus Istilah Keuangan dan Perbankan Syari‟ah. Jakarta: Direktorat Perbankan Syariah.

Bank Indonesia, Peraturan Bank Indonesia (PBI) tentang Akad penghimpunan dan Penyaluran dana Bank Yang Melaksanakan Kegiatan Usaha Berdasarkan Prinsip Syariah, PBI. No. 9/19/PBI/2007. dan Bank Indonesia , Surat Edaran tentang Pelaksanaan Prinsip Syariah dalam Kegiatan Penghimpunan Dana dan Penyaluran Dana serta Pelayanan Jasa bank Syariah, Surat Edaran No. 10/14/DPbS, Jakarta, 17 Maret 2008, pada point III.3

Departemen Agama RI Al-hikmah. (2010). Al-Quran dan Terjemahnya. Bandung: SV. Penerbit Diponegoro.

Departemen Agama. (2000). al-Qur’an dan Terjemahannya, Bandung: Diponegoro.

Suhendi, Hendi. (2005). Fiqh Muamalah. Jakarta: PT RajaGrafindo Persada.

Syafe‟i, Rachmat. (2001). Fiqhi Muamalah. Bandung: CV Pustaka Setia

Wahbah Al-Juhaili. (2004). Al-Fiqh al-Islami wa Adillatuh, Beirut: Dar Al-Fikr.

Rachmad Syafe’i. (2003). Fiqih Muamalah, Bandung: CV. Pustaka Setia.

Warson Al Munawir. (2004). Kamus Arab Indonesia al-Munawir, Yogayakarta: Ponpes Al Munawir.


Refbacks

  • There are currently no refbacks.


ISSN 2723-5440 (Online)

Statcounter

Web Analytics Made Easy - Statcounter View My Stats

Flag Counter